Terms and Conditions

The Aviva Community Fund competition is intended for participation only in Canada and is subject to the laws within Canada. The Aviva Community Fund competition is sponsored by Aviva Canada, Inc.("Aviva"), 2206 Eglinton Avenue East, Scarborough, Ontario, Canada, M1L 4S8 .


  • How to participate  

    To participate in the Aviva Community Fund competition you need to register at www.AvivaCommunityFund.org or through Facebook Connect. Please read all the Terms and Conditions below carefully before registering. By registering, you are acknowledging you accept these Terms and Conditions and agree to be bound by them.

    You can participate in the Aviva Community Fund competition in the following three ways: (1) create and enter an idea for positive change in a community ("Idea"); (2) show support for one or more ideas from others by voting for your favourite idea(s); (3) participate in online discussions about the idea(s) on the Aviva Community Fund site. To participate on any of these levels you need to be registered on the Aviva Community Fund website. Canadians can also participate by supporting and commenting on the Aviva Community Fund Facebook page or participating in online discussions using Twitter.

    To enter your idea into the Aviva Community Fund competition, visit www.AvivaCommunityFund.org and submit an idea between noon September 23, 2013 EST and noon November 25th, 2013 EST. Register and complete the online create an idea form. If you have not registered, you must register first before you can create an idea.

    After you submit your idea, it will be screened for objectionable content. This includes a review for inclusivity if your idea is associated with a religious organization. Aviva reserves the right to decline ideas from being posted on the Aviva Community Fund site at any point in the competition if it does not comply with the terms and conditions. You can edit your idea at designated points during the competition, including prior to the Semi-Finals round. Edits are subject to the same review and criteria as the initial idea entry. Once you submit a new version of your idea, and that new version has been reviewed and posted, the prior version will be deleted from the Aviva Community Fund website.

    Anyone registered with the Aviva Community Fund can vote on ideas during both the Qualifying Rounds and the Semi-Finals phases of the competition. The Semi-Finals phase starts at noon Dec. 2, 2013 EST and ends at noon Dec. 11, 2013 EST.

    Registered participants can nominate by voting for one or more ideas that they feel should advance to the Semi-Finals phase based on the eligibility criteria set forth below. There is no limit to the number of ideas that a registered participant may vote on, but they will only have 15 votes per round, and they can only vote once per day for each idea. Participants may not register multiple times for the Aviva Community Fund. Participants are only allowed to register one email address or one Facebook account. Multiple entries by an individual are not allowed.

    Anyone with a Facebook account can comment on the ideas, including making suggestions for edits to the idea entry. Any comments, suggestions, and other postings may be utilized by anyone entering an idea to create or edit their idea. All uses of the comments are subject to the Terms and Conditions of the Aviva Community Fund competition.

  • How to register  

    To register with the Aviva Community Fund, visit www.AvivaCommunityFund.org. You will be asked to either register using Facebook Connect or to provide your name and a valid email address and to create a Password so you can sign in. You are solely responsible for maintaining the confidentiality of your sign in information. Any activity or action taken with your sign in information, whether authorized or unauthorized, will be attributed to you and you will be solely responsible for such activity or action.

  • Who can participate  

    To participate in the Aviva Community Fund competition, you need to be residing in Canada, and be a permanent Canadian resident or citizen of Canada. The competition is open to both customers and non-customers of Aviva. If you are under the age of 18 you need to have approval by a parent or guardian.

    To enter an idea into the Aviva Community Fund competition:

    • You cannot be an Aviva employee or an employee of any of its subsidiaries, or an immediate family member (i.e. spouse, child, parent, regardless of where he/she lives, or sibling if living in the same home) of an Aviva employee;
    • You cannot be a judge or immediate family member (i.e. spouse, child, parent or sibling, regardless of where he/she lives) of a judge participating in the Aviva Community Fund competition; and
    • You can't be an employee or immediate family member (i.e. spouse, child parent or sibling regardless of where he/she lives) of any promotion or development partners of Aviva involved with the Aviva Community Fund.
  • Eligibility criteria  

    Your idea should result in a change that positively impacts a community in Canada. Remember, impact is an important part of the Scoring Criteria that the judges use to evaluate ideas. The idea content has to be original, not copied from any other work. It must be submitted in one of Canada's two official languages (English or French).

    Your idea has to take place within Canada, and should not require access to private or restricted property in order to be implemented (though public or municipal properties or ideas that benefit an organization, school or are accessible to the general public at the sole discretion of Aviva are OK).

    Your idea should be realistic to implement within the funds available through the Aviva Community Fund, and realistically implementable or well underway by December 31, 2014.

    Should your idea involve the implementation of a program that requires funding beyond 2014, Aviva can only provide one year of funding (the funding required for the initial set-up), after which funding may no longer be available. It may be possible to consider any recurring funding requirements as part of the total cost of the project and therefore may be allocated at the time of announcement. However, in no event will there be any additional commitment by Aviva beyond this allocation. Ideas requiring recurring funding will receive a lower score on the "Longevity and Sustainability" component of the judging criteria unless there is a feasible plan to obtain ongoing funding from other sources.

    A single individual must submit an idea; while that individual can serve as a "team captain," all participant agreements and relationships must be managed outside of the Aviva Community Fund competition program.

    Your idea cannot include any mention of any specific individual, company, brands, or products for commercial purposes or promotion.

    The Aviva Community Fund should not be exploited for commercial use or promotion. Ideas that are connected to for-profit business ventures or that financially compensate an idea creator beyond fair wage are not eligible to win the Aviva Community Fund and may be removed at any point during the competition.

    Your idea cannot contain any trademarks or other material owned by a third party without the express written permission of that third party.

    Your idea cannot contain any offensive, obscene, or sexually suggestive material, propaganda, potentially misleading information, or defamatory or disparaging material about other people or companies, or endorse any form of hate or hate group or terrorist activity.

    The outcome of your idea cannot result in discrimination on the basis of gender, race, religion, creed, national origin, disability, handicap, age, sexual orientation, or any other basis prohibited by law, as determined in the sole discretion of Aviva.

    If your idea is submitted on behalf of or in association with a religious organization, its outcome must be accessible to anyone of any faith.

    Your idea cannot involve any form of mandatory religious study or discriminate against any faith or group. Ideas that promote religious advocacy, attempt to convert people to another religion, or attempt to expand membership are not eligible to win the Aviva Community Fund and may be removed at any point throughout the competition.

    Your idea cannot support any particular political party or affiliated group.

    Your idea cannot directly promote or speak negatively about any particular faith, political action, legislation or party, or promote or encourage the violation of any law, as determined in the sole discretion of Aviva.

    Your idea cannot promote any activities that may appear unsafe or dangerous, as determined in the sole discretion of Aviva.

    Your idea cannot relate to controversial subject matter or any subject that is contrary to the interests of Aviva, as determined in the sole discretion of Aviva.

    Aviva reserves the right, in its sole discretion, at any time and at any stage of the submission, judging, or voting process, to disqualify any idea that does not comply with the requirements set forth in these Terms and Conditions, or if the participant is not in full compliance with these Terms and Conditions, or if Aviva reasonably determines that it would be necessary or appropriate to disqualify any idea to avoid potential liability to Aviva, to maintain the integrity of the Aviva Community Fund, or to protect the welfare of Aviva and its customers, or Aviva Community Fund or its participants.

    The posting of any idea on the Aviva Community Fund website does not guarantee advancement to the Semi-Finals or Judging phases. An idea that does not meet the eligibility criteria will not qualify for funding. If Aviva determines an idea does not meet eligibility criteria at at any point in the competition, the idea will be eliminated from competing and will not receive any compensation.

    In the event that an idea is disqualified during the Semi-finals or Judging phases, the next highest vote-earning submission may be promoted to the next phase in its place.

  • Voting process  

    Everyone registered on the Aviva Community Fund site can vote for their favourite idea(s) during the Idea Entry and Semi-Final phases of the competition. These votes will determine which ideas will become finalists in the Aviva Community Fund competition, and will contribute to a percentage of the final score allocated by the judges.

    The Idea Entry phase from noon Sept. 23, 2013 EST until noon Nov. 25, 2013 EST will be held in 3 qualifying rounds. During each qualifying round, the top 10 ideas with the most votes from each size category will move on to the Semi-Finals for a total of 30* ideas in each qualifying round. The remaining ideas from the first 2 opening rounds that don't make it to the Semi-Finals will have their vote count reset to 0 (zero) and are automatically re-submitted to be voted on during the next qualifying round.

    The 92 most popular ideas (30 from the small category, 31 from the medium category and 31 from the large category) voted on during the qualifying rounds will move on to the Semi-Finals phase. In 2013, the 92 semi-finalist ideas will be voted on during the Semi-Finals phase (held Dec. 2, 2013 through Dec. 11, 2013). The top 30 most popular ideas (10 from each size category) from the Semi-Finals phase will move on to the Judging phase (held Dec. 18, 2013 through Jan. 27, 2014). Our panel of impartial judges will review all of the 30 ideas that are in the Judging phase and rank them according to pre-determined criteria outlined in these Terms and Conditions to determine which ideas will be funded. The announcement of winners will be made prior to Feb 1, 2014.

    Individuals can vote once per day. You can not vote on behalf of other people. Proxy voting is not allowed.

    You can not vote on behalf of someone else. Proxy voting is not allowed. Proxy votes will be removed from the competition at the sole discretion of Aviva.

  • Finalist prizes  

    Ideas qualifying for the judging phase of the competition who do not win a grand prize (full idea funding) from the Aviva Community Fund will receive a finalist prize of $5,000. This prize will be allocated to a registered charity, educational institution or municipality of the idea creator's choice. Money will not be given directly to the idea creator. It can be used to fund their own initiative should it continue forward with the support of one of the above organizations or be directed to a similar initiative. Finalist prizes will be subtracted from the $1,000,000 fund.

  • Judging process  

    The Judging panel is a diverse group of impartial judges selected by Aviva to rank the 30 ideas that have made it to the Judging phase. The Judging panel will evaluate these ideas based on the following criteria:

    • (25% of score) Impact: How deeply are people impacted by this idea, and how urgent is the need? How many people will this idea benefit, and will it be compelling for a broad audience?
    • (15% of score) Likelihood of Success: Is there a high probability of speedy and successful execution of this idea?
    • (30% of score) Longevity & Sustainability: How long will the idea's impact last? Will this idea require regular funding beyond the initial request? If so, is there a plan to obtain additional funding? Note that regular funding beyond the initial request will result in lower scores.
    • (5% of score) Originality: How novel is the idea?
    • (10% of score) Submission Quality: How much effort went into the quality of the idea entry? Was it well thought through and clearly explained?
    • (15% of score) Votes: What was the idea's ranking in votes in its category entering the finals?

    The judges will determine a score for each idea in the Judging phase based on the criteria categories contained herein. Each criteria category will be scored on a scale from 0 to 10 and weighted based on the percentages outlined above.

    The Aviva Community Fund will fund the At-Risk-Youth prize and Broker Prize first.

    Each idea's score will be averaged among the judges. Each idea in the Judging phase will be divided into groups of Small, Medium, and Large ideas and ranked based on score. The Aviva Community Fund will then award funds to one idea from each price point, starting with the highest ranked ideas, and then keep funding ideas until the entire Aviva Community Fund has been allocated.

    The Broker prize will be given to a Broker-supported idea of any size, Up to $150,000 will be reserved for the Broker prize.

    The At-Risk-Youth prize will be given to one idea of any size, -Up to $150,000 will be reserved for the At-Risk-Youth prize.

    The Aviva Community Fund will identify at least eight judges plus 2 additional participants - a Broker judge and an employee judge - to evaluate ideas that make it to the finals of the competition. Also there will be judges appointed to judge the At-Risk Youth ideas, should no At-Risk Youth ideas become finalists.

    If Aviva believes there may be a conflict of interest based on a relationship between a judge and an idea submitter, that judge's scores may not be included in that idea's evaluation.

  • Broker prize  

    The Broker Prize is an Aviva Community Fund grand prize, given to a single broker-supported idea. To be eligible for the Broker prize, the idea creator must opt in to the Broker competition and receive at least one vote from an Aviva Broker who has registered for the Aviva Community Fund and been identified by the Aviva Community Fund as an Aviva contracted Broker.

    The recipient of the Broker prize will be selected by the Aviva Community Fund judges. Up to $150,000 will be reserved for the Broker prize.

  • At-Risk Youth prize  

    The Aviva Street-to-School program has helped over 640,000 At-Risk Youth and children living on, working on or who have strong connections with the street get back into education or training programs.

    The At-Risk-Youth Prize is an Aviva Community Fund grand prize, given to a single idea that aligns with Aviva's Corporate Responsibility commitment globally. Up to $150,000 will be reserved for the At-Risk-Youth prize.

    Ideas that do not meet the criteria as outlined below will not be considered for the At-Risk-Youth prize at the sole discretion of Aviva.

    In Canada the majority of Aviva's Street-to-School program is focused on prevention and intervention, targeting youth who are vulnerable to becoming homeless, running away or dropping out of school to stop the worst from happening.

    In Canada, Aviva recognizes these children as homeless, runaways and at-risk youth who often experience poverty, residential instability and poor family relations. Ideas submitted to the Aviva Community Fund that help these vulnerable young people who are at risk of being exposed to violence, sexual abuse, drug addiction, prostitution, health issues, a lack of education and fewer career options are eligible to receive funding as part of the At-Risk-Youth prize.

    Ideas that provide housing, educational, employment, medical and counseling support to homeless, runaways and at-risk youth fall under the Street-to-School mandate qualify to compete for the At-Risk-Youth prize. In addition, ideas supporting recreation facilities, camps or programs that help prevent street involvement also fit the Street-to-School objective, where they can show that what they do reduce the probability of youth running away, becoming homeless or at-risk, and would be eligible for the At-Risk-Youth prize of up to $150,000 as part of the Aviva Community Fund.

    Idea creators must opt-in to being considered for the At-Risk-Youth Prize.

    The winner of the At-Risk-Youth prize does not necessarily need to qualify for the semi-finals or finals of the competition. However if an eligible At-Risk-Youth idea earns a place in the Finals (judging round) and wins full funding as determined by the panel of Judges, the special At-Risk-Youth prize will be determined fulfilled.

    If there are no winning ideas that meet the At-Risk-Youth eligibility criteria a separate review process will occur to determine the winner of the At-Risk-Youth prize.

    A separate panel of 3 independent At-Risk-Youth judges will review all eligible At-Risk-Youth ideas that received at least 2,500 votes during any round of the competition.

    The Judges will review the ideas that meet this criteria and apply the same judging criteria as outlined in the "judging process" to rank the remaining At-Risk-Youth ideas and determine the winner of this special prize.

  • Allocation of Fund  

    The Aviva Community Fund will bring in an outside specialist who will manage the allocation of the funds.

    Where the winner is an individual (ie, Not a Charity or Non-profit organization), the outside specialist will work with the idea creator to identify who will implement the funded ideas. The specialist will send out a Request for Proposal (RFP) to relevant organizations such as charities, governments, and other institutions to bid on implementing the project. After receiving bids, Aviva will walk through an impartial review process and choose the best partner organization to take on the project. Aviva will carefully evaluate the bids and select the candidates who are most reliable and cost-efficient. The organization selected will oversee the allocation of the funds, identify who will implement the idea, and ensure the project is completed efficiently and meets the highest quality standards. This process will apply to both the Aviva Community Fund grand prizes (Idea winners who receive full project funding) as well as finalist prizes (prizes of $5,000).

  • Commitment if your idea is selected  

    By submitting an idea, you are not committing to do any work beyond your submission. You are not required to provide any additional effort after the awarding of the fund if you do not want further involvement in the implementation of the idea. If your idea is selected, we will contact you to see if you want to be involved in the creation of the project, where it is practical to do so.

    No money will be awarded directly to the winner. If your idea is selected for funding, every effort will be made to execute the original idea as intended, within the allocated funds. In circumstances where it is not feasible to put your idea into action as originally expressed, due to lack of access to a location, lack of cooperation with a governing body, or missing funding from other committed donors, the idea may need to be modified in order to facilitate implementation of the idea or the location may need to be altered. This will only happen in instances where there is a roadblock to implementation, and Aviva will work with the idea creator to minimize changes to the original submission.

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General Terms & Conditions

You agree that the decisions of Aviva with respect to any and all aspects of the Aviva Community Fund competition shall be final.


  • User content/assignment  

    You irrevocably assign to Aviva all rights (including copyrights) in any ideas or expressions of ideas that you provide on or through the Aviva Community Fund competition website, including without limitation the idea entry and all comments, suggestions, graphics, ideas, and other information or materials you submit in the idea entry and Comments and otherwise on or through the Aviva Community Fund competition website (collectively, "User Content"), all of which will become and remain the exclusive property of Aviva, including any future rights associated with such materials. Aviva and its licensees and designees shall have the right to use, reproduce, modify, adapt, publish, create derivative works from, distribute, and display the User Content for any purpose (including without limitation for purposes of advertising, publicizing, and promoting the Aviva Community Fund competition or other versions of Aviva Community Fund, and/or Aviva or its affiliates whether in Canada or around the world), in any media whatsoever, now or hereafter known, throughout the universe in perpetuity, without compensation (monetary or otherwise) or notice to you (collectively, "Usage Rights"). Notwithstanding the foregoing, you (and applicable third parties) shall retain all ownership rights to any support material you provide, but hereby grant to Aviva and its licensees and designees all Usage Rights (subject to any limitations specifically identified to Aviva in writing with respect to any third-party element incorporated in the support material).

    You release and waive all claims against Aviva with respect to any intellectual property or other proprietary rights, rights of privacy and publicity, rights of attribution, or any other liability under the governing law of Canada.

    You agree to indemnify and hold harmless Aviva, each officer, director, employee or agent of Aviva and its controlling persons, and their respective estates, successors, and assigns (each a “Aviva Indemnified Party”), from and against any and all third party claims with respect to the aforementioned rights, and any and all losses reasonably suffered or incurred by such Aviva Indemnified Party as a resultof or in connection with the aforementioned rights granted under this section to Aviva.

  • Providing data for public relations purposes  
    Representatives of public relations organizations or Aviva communications may contact you with requests for additional information about your idea. As an idea creator, you agree to allow Aviva to provide the email address or phone number used during registration to public relations organizations for the use of contacting you directly for press inquiries or stories regarding your idea submission. Aviva's partners may choose to feature the contents of your submission in news stories and promotional materials.
  • General conditions  

    Aviva is not responsible for: (a) lost, late, unintelligible, incomplete, damaged, or garbled submissions or messages; (b) telephone, computer, hardware, software, programming or network failure or malfunction, or interrupted or unavailable network, server or other connections, or other technical failure or error, or failure to properly process idea entries; © communication disruption or other forces beyond the reasonable control of Aviva, including without limitation inability to access the Aviva Community Fund website, register, submit ideas, utilize comments, or vote; (d) any disruption related to Internet traffic, virus, bug, or unauthorized intervention; (e) damage caused by computer virus or otherwise to any computer from registered participant’s access to or use of the Aviva Community Fund website, whether human, mechanical, or electronic; or (f) incorrect or inaccurate information, or other error of any kind, whether caused by Aviva, the registered participants, or by any of the programming or equipment associated with or used in Aviva Community Fund competition. If such malfunction, error, disruption, or damage occurs, and/or impairs the administration, security, fairness, integrity, or proper execution of the Aviva Community Fund competition and/or the Aviva Community Fund competition is otherwise not capable of running as planned, Aviva may, in its sole discretion, suspend the Aviva Community Fund competition for the remainder of the Aviva Community Fund competition or terminate the Aviva Community Fund competition by posting a notice on www.AvivaCommunityFund.org. Aviva reserves the right to disqualify the idea associated with any person found tampering with or abusing any aspect of the Aviva Community Fund competition, or keep such idea in the Aviva Community Fund competition but disqualify the submitting participant if the participant is determined to have been engaged in such conduct. Additionally, Aviva reserves the right in its sole discretion to suspend or terminate any registered participant access to the Aviva Community Fund website or participation in the Aviva Community Fund competition if Aviva believes such person to be causing any such malfunction, error, disruption, or damage, or such registered participant is suspected of engaging in any unlawful or fraudulent conduct.

  • Use of the Aviva Community Fund website  

    Your access to and use of the Aviva Community Fund website is subject to all applicable international, federal, provincial, and local laws and regulations. The trademarks, logos, and service marks ("Marks") displayed on the Aviva Community Fund website are the property of Aviva and other parties. Users are prohibited from using any Marks for any purpose, including but not limited to use as metatags on other pages or sites on the World Wide Web without the written permission of Aviva or such third party which may own the Marks. All information and content including any software programs available on or through the Aviva Community Fund website ("Content") are protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any Content available on or through the Aviva Community Fund website for commercial purposes, or for any other purpose not specifically permitted by Aviva. You agree that your participation in the Aviva Community Fund competition is voluntary, personal, and non-transferable. Aviva may, in its sole discretion, immediately terminate your access to the Aviva Community Fund website should your conduct fail to conform to these Terms and Conditions.

  • No warranties  

    All content on the Aviva Community Fund website (including without limitation idea entries, support materials, comments) are provided to you "as is" without warranty of any kind, either express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose, title, non-infringement, security, or accuracy.

    Aviva does not endorse and is not responsible for (A) the accuracy or reliability of any opinion, advice, or statement made by registered participants, fulfilling organizations, or anyone else on or throughout the Aviva Community Fund website as they may be contained in idea submissions, support materials, comments, or otherwise or (B) any Content provided on the Aviva Community Fund website.

    Other than as required under applicable consumer protection laws, under no circumstance will Aviva be liable for any loss or damage caused by your reliance on information obtained through the Aviva Community Fund website. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any opinion, advice, or other Content available through the Aviva Community Fund website. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific opinion, advice, product, service, or other Content.

  • Limitation of liability for use of the Aviva Community Fund website  

    The information, software, products, idea submissions, support materials, comments, or other Content published on the Aviva Community Fund website may include inaccuracies or typographical errors, and Aviva expressly disclaims any liability for such inaccuracies or errors. Aviva does not warrant or represent that the Content on the Aviva Community Fund website is complete or up-to-date or accurate. Furthermore, Aviva does not guarantee that the information contained on this website will be free from errors, inaccuracies or omissions. Aviva is under no obligation to update any Content on the Aviva Community Fund website other than to post the most-recent versions of idea submissions in accordance with these Terms and Conditions. Aviva may change the Content on the Aviva Community Fund website at any time without notice. Aviva may make improvements or changes to the Aviva Community Fund website at any time. You agree that Aviva and any of their respective officers, directors, employees, or agents will not be liable, whether in contract, tort, strict liability, or otherwise for any indirect, punitive, special, consequential, incidental, or indirect damages (including without limitation lost profits, cost of procuring substitute service, or lost opportunity) arising out of or in conjunction with the Aviva Community Fund competition, the use of the Aviva Community Fund website, or with the delay or inability to use the Aviva Community Fund website or any linked site, even if Aviva is made aware of the possibility of such damages. Aviva cannot and does not guarantee continuous, uninterrupted, or secure access to the Aviva Community Fund website.

  • Use of "cookie" file features  

    Aviva reserves the right to store information on a registered participant's computer in the form of a "cookie" or similar file for purposes of modifying the Aviva Community Fund website to reflect registered participant's preferences.

  • Use of data  

    Aviva will be collecting personal data about registered participants online, in accordance with its privacy policy. Please review the Aviva privacy policy at www.AvivaCanada.com. By participating in the Aviva Community Fund competition, you hereby agree to Aviva's collection and usage of your personal information for the purposes of this competition and acknowledge that you have read and accepted Aviva's privacy policy.

    If any provision(s) of these Terms and Conditions is held by a court of competent jurisdiction to be contrary to the laws of Canada, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect. Aviva's failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision unless acknowledged and agreed to by Aviva in writing.

    The Aviva Community Fund reserve the right to modify or amend the Terms and Conditions at any time without notice to you. These Terms and Conditions together with the website and any other terms and conditions incorporated or referred to herein, constitute the entire agreement between you and The Aviva Community Fund, with respect to the subject matter referred to herein and supersedes all prior agreements and understanding whether electronic, oral or written.

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Use of Benevity platform and charitable giving


  • Overview  

    Benevity Social Ventures, Inc. (“Benevity”) is a is a Calgary-based company that provides micro-donation processing technology, as well as licenses certain application programming interfaces respecting micro-donation functionality to financial institutions, e-commerce environments, corporate employers, loyalty program providers and other participating businesses, such as Aviva Canada Inc. Benevity has developed one of North America’s first embeddable micro-donation platforms, enabling socially responsible businesses to engage their customers, employees and corporate partners in optional charitable giving on their terms. Benevity lets companies integrate user-directed, tax receiptable donations and corporate matching programs into their existing business activities and transaction environments, using their own brands and systems. In addition to the micro-donation platform, which can be customized to meet clients' needs and has been built to integrate easily into other applications, Benevity has also developed a "plug and play" “Software-as-a-Service” (“SaaS”) workplace giving product and a brandable SaaS charitable gift card product. Benevity helps companies’ build authentic and impactful cause marketing, workplace giving and other social responsibility initiatives that increase engagement, brand differentiation and return on social and community investment.

  • Benevity Platform Usage through Aviva Community Fund (ACF) Site  

    Canadian members of the general public using the Benevity functionality (the “Benevity Platform”) through the ACF site will be offered the opportunity to make a contribution of money to an “eligible charity” via a donor advised fund arrangement administered by the Canadian Online Giving Foundation, a registered charity in Canada under number 862216165 RR0001 (the “Foundation”). A donor advised fund arrangement is used to aggregate micro-donations cost effectively, and to enable the issuance of real-time tax receipts for the charitable donations to multiple charities and donors. The Foundation will further its charitable purposes by accepting (through the Benevity Platform) contributions of money from users of the ACF site, briefly holding the contributed funds, and distributing the funds to organizations listed on the ACF site from a database within the Benevity Platform of registered charities in good standing under the Income Tax Act (Canada).

  • Limitation of Liability for using Benevity Platform  

    In the event an ACF site user uses the Benevity Platform, the ACF site user agrees to hold Aviva and its respective directors, officers, agents, employees, affiliates, successors and assigns (collectively, the “Indemnitees”) harmless from and against all liability, causes of action, tax liability, penalties, costs and claims, and will reimburse the Indemnitees’ reasonable and actual expenses incurred in connection therewith (including legal fees and costs), arising from or related to your participation in any donation program including, but not limited to, any breach by you of this Agreement or any fraud, misrepresentation or abuse committed by you in connection with your participation in any donation program. Read full terms and conditions here

    In no event will Aviva Canada Inc. be liable for any direct, special, incidental, consequential, or punitive damages, including without limitation, any lost profits or revenues, loss or inaccuracy of any data, regardless, of the theory of liability (including negligence and fundamental breach) for the use of the Benevity Platform by an ACF user and even if such user has been advised of the possibility of such damages.

  • Benevity donation platform fee  

    All donations made through the Benevity Platform will be subject to a management fee of seven percent (7%) payable to the Foundation, which, together with any third party vendor account fees, is deducted from the amounts disbursed by the Foundation to the eligible charities (the “Platform Fee”). Notwithstanding that, the amount of any tax receipt issued to a participant will be for the full amount of the donation, unless they choose to pay the Platform Fee as part of the transaction. Read full terms and condition here

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